3rd, 4th, and 5th graders in Linda Chan's Advanced Placement classes were among the kids in the district who have been learning about Financial Literacy, with the help from Southern Michigan Bank and Trust.  As an end of year project, those students had to select a charity, talk about how it is funded, and make a contribution to that group from their "checkbook". A number of them made their final presentations at SMB&T's Conference Center last week.