A four-team playoff that would decide the champion in the Football Bowl Subdivision is just a vote away from being approved, starting for the 2014 season. 

The BCS commissioners and Notre Dame athletic director Jack Swarbrick reached a consensus on a model for a four-team, seeded playoff system. The agreement, reached Wednesday in Chicago, needs approval from the BCS presidential oversight committee next week to become official.   

The current BCS system, in place since 1998, pits the top two teams in a convoluted formula that averages the percentage totals of the Harris Interactive  poll, USA  Today poll and computer rankings.