COLDWATER, MI (WTVB) – The City of Coldwater announced on Wednesday that after the Fire Department’s 2020 Insurance Service Office review, the department has improved its score from Class 3 to Class 2.
According to a news release issued by the city, the improved rating will result in potentially lower fire insurance premiums for property owners of Coldwater. The new score will take effect on November 1.
Coldwater Fire Chief Dave Schmaltz is encouraging everyone to contact their insurance carrier to let them know of the rating change.
The Fire Department was reviewed in June, roughly four years after the department’s last survey in 2016.
Based upon the I.S.O.’s 2020 information, only 17 out of 1,442 rated communities in Michigan have received a Class 2 fire rating and only five percent of the rated communities across the country got such a rating.
The I.S.O. has evaluated and classified over 39,000 fire protection areas across the United States.
