LANSING, MI (WKZO AM/FM) – The Michigan Department of Insurance and Financial Services (DIFS) has issued a bulletin to Michigan’s insurers and launched a consumer FAQ page to inform insurers and consumers of the timeline and other requirements for Michigan’s upcoming $400 per vehicle auto insurance refunds.
Last week, Governor Whitmer announced that all drivers would receive the $400 refunds as a result of the surplus in the Michigan Catastrophic Claims Association (MCCA) fund.
“Michigan used to have the highest auto insurance rates in the nation, but we worked together to put Michiganders first, significantly lowering the cost of insurance and putting $400 per vehicle back in driver’s pockets while continuing to provide access to the most generous benefits in the nation,” Governor Whitmer said in a statement. “I am pleased with how quickly the plan was developed and appreciate the clear guidance provided both to insurers and consumers. The bulletin and website lay out the timeline and requirements so that insurers understand that they must process the refunds as quickly as possible, and Michiganders know when and how they will get the surplus money they are owed.”
The refund plan issued by the MCCA will result in $400 refunds sent to policyholders for every vehicle that was insured as of 11:59 p.m. on October 31, 2021.
Governor Gretchen Whitmer (Photo by John McNeil).
Surplus funds will be transferred by the MCCA to insurers by March 9, and the new DIFS bulletin directs insurers to issue refunds via check or ACH deposit to consumers as expeditiously as possible, but no later than May 9, 2022.
In addition to issuing industry guidance, DIFS has also launched a consumer FAQ page at Michigan.gov/MCCArefund.
The webpage contains information and answers common questions about the refund timeline, eligibility requirements, and tells consumers what they can do if they have questions or concerns about their refunds.
Additional information about the auto insurance reform law, including the amnesty period that allows uninsured drivers to get penalty-free auto insurance if they apply for coverage before January 1, 2022, can be found at Michigan.gov/AutoInsurance.
Frequently asked questions, tips for shopping for insurance, and an insurance locator to help find licensed agents are also available.
Consumers with questions or concerns about auto insurance can contact DIFS by calling Monday through Friday 8 a.m. to 5 p.m. at 833-ASK-DIFS (833-275-3437) or by emailing autoinsurance@
